Electricity Bill Payment Apps in Nigeria

Top 6 Electricity Bill Payment Apps in Nigeria (2025 Update)

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Paying electricity bills in Nigeria hasn’t always been easy. From long queues at payment centres to failed transactions and slow processing, the whole experience used to be frustrating.

Thankfully, things are different now. With reliable payment apps, you can pay your electricity bill in seconds, right from your phone. The challenge, however, is knowing which apps are trustworthy.

That’s why we’ve put together this guide. Here, you’ll find the six best electricity bill payment apps in Nigeria, their standout features, and why they’re worth using.

Top 6 Electricity Bill Payment Apps in Nigeria

The six best electricity bill payment apps in Nigeria for 2025 are Cardtonic, Breet, atPay, GopayNG, Nebulapay, and Payora.

s/n Platforms Payment Methods Cashback/Bonuses
1 Cardtonic Wallet, Bank Transfers, Gift Card Yes
2. Breet Crypto, Bank Transfer Yes
3 atPay Wallet, Transfer No
4 GopayNG Wallet, USSD, Transfer No
5 NebulaPay Wallet, Card, Transfer Yes
6 Payora Wallet, Bank Transfer Yes

1. Cardtonic:

Cardtonic is one of the most reliable electricity bill payment apps in Nigeria. It makes paying for power quick and straightforward, and tokens are delivered instantly once your payment is confirmed.

What makes Cardtonic stand out is that it isn’t limited to electricity alone. You can also use it for airtime, data, and TV subscriptions, all from the same wallet.

Cardtonic

Another handy feature is the option to sell gift cards on the app and use the funds to settle your bills. This way, even an unused card can be turned into something valuable. Additionally, users receive cashback with every transaction, making it a more rewarding option than most apps.

Getting started doesn’t take much. Download the Cardtonic app from the Play Store or App Store, sign up, and fund your wallet. From there, go to the electricity bill payment section, choose your provider, such as IKEDC, EKEDC, or PHCN, and enter your meter details. Once you confirm the payment, your token is delivered instantly.

2. Breet:

Breet is a cryptocurrency-based platform that also doubles as a bill payment app. What makes it unique is the ability to convert your crypto directly into naira and use it to pay bills, including electricity, airtime, data, and cable TV.

Breet

For many users who already hold digital assets, this is a convenient way to get value out of their crypto without needing extra steps. The app supports both bank transfers and crypto payments, giving you flexibility depending on how you want to fund your transactions.

3. atPay:

atPay is another reliable option for paying electricity bills online in Nigeria. The app focuses on simplicity, making the whole process easy to complete in just a few steps.

atPay

While it doesn’t provide cashback or bonus rewards, atPay makes up for it with affordable charges and a straightforward design that anyone can use without confusion. It also supports other common payments like airtime and TV subscriptions, which adds to its convenience.

4. GopayNG:

GopayNG is popular for its versatility, giving users the option to pay not just electricity bills but also airtime, data, and even betting services. This wide coverage makes it appealing to people who want an all-in-one solution for different types of payments.

GopayNG

The app is designed with speed in mind, so transactions are processed quickly without unnecessary delays. While it doesn’t offer cashback or bonuses, its simple interface and reliable service make it a dependable choice for anyone who wants to handle multiple payments from one platform.

5. NebulaPay

NebulaPay is known for its broad coverage, allowing users to pay electricity, TV subscriptions, airtime, and even water bills from one app. This variety makes it a convenient choice for households that manage multiple utilities every month.

NebulaPay

The platform is secure and user-friendly, with payments processed quickly and reliably. Another plus is the occasional discounts offered on bulk payments, which help users save money over time.

6. Payora

Payora is a straightforward and efficient app for paying electricity bills in Nigeria. The platform is built with an intuitive interface, so even first-time users can find their way around without stress.

Payora

Alongside electricity, Payora also supports airtime and TV subscriptions, making it a convenient tool for handling regular expenses. One thing users like is its responsive customer support, which is always available to resolve issues quickly.

Frequently Asked Questions About Paying NEPA Bill in Nigeria

1. Can I Buy Electricity on My Phone?

Yes, you can easily buy electricity on your phone using apps like Cardtonic. All you need to do is download the app, sign up, fund your wallet, and choose the electricity payment option. Select your provider, enter your meter number, confirm the amount, and your token will be delivered instantly.

2. What Is the Best App to Buy Electricity in Nigeria?

The best electricity bill payment app in Nigeria is Cardtonic. It’s fast, secure, and tokens are delivered instantly. The app also lets you pay for airtime, data, and TV subscriptions, and even sell gift cards to fund your bills.

3. What Is the Average Monthly Electricity Bill in Nigeria?

On average, most Nigerian households spend between ₦10,000 and ₦25,000 per month on electricity, depending on consumption and tariff band.

4. How Many Units of Electricity Is ₦10,000?

The number of units you get for ₦10,000 depends on your distribution company and tariff band, but it usually falls between 200 and 300 units.

5. How Much Is Band A Unit in 2025?

As of 2025, Band A customers are paying between ₦200 and ₦225 per kWh, depending on the distribution company.

Conclusion

Paying electricity bills in Nigeria is no longer the stressful process it used to be. With reliable apps, you can now handle payments in seconds, get instant tokens, and even enjoy bonuses along the way.

Among all the options available, Cardtonic stands out as the best electricity bill payment app in 2025. It’s fast, secure, and flexible, allowing you to pay for power, airtime, data, and TV subscriptions all in one place.