Mutual funds, stocks, and IPOs

How to use the Motilal Oswal RIISE app for mutual funds, stocks, and IPOs

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Want an app that makes investing in mutual funds, stocks, and Initial Public Offerings (IPOs) as easy as scrolling through your phone? The Motilal Oswal RIISE app transforms how you manage your investments by putting all the essential financial tools at your fingertips. Whether you prefer professionally managed mutual funds, aim for higher stock returns, or want to secure the latest IPOs, this all-in-one platform makes investing seamless and hassle-free.

Let’s break down how you can get started with each investment type.

How to set up the RIISE app?

Visit the Google Play Store or Apple App Store, search for “Motilal Oswal RIISE,” and download this stock market app instantly. Now, follow these steps to open a demat account online:

  • Enter name and mobile number: Make sure that the mobile number is registered with Aadhaar, as you will receive a One-Time Password (OTP) for verification.
  • Register your PAN details – Enter your PAN number and the system will fetch your details through centralised (government approved) system to validate your PAN card.
  • Enter personal details: Provide details about your marital status, education qualification, and occupation.
  • Fill additional details: Select income range (e.g., 1-5 lakh), investment experience (e.g., 1-2 years), and political exposure status (yes or no).
  • Agree to terms: Confirm citizenship and accept terms and conditions.
  • Provide signature: Digitally sign the form.
  • Upload photograph: Submit a photo for identity verification.
  • Upload income proof (optional): Required only for Futures & Options (F&O) trading. You can upload the last 6 months’ bank statement, Form 16, latest salary slip, or latest ITR acknowledgment.
  • E-sign KYC form: Complete the eSign process via eMudhra for digital signature authentication.
  • Complete video KYC: Record a video holding your PAN card and Aadhaar card while reading the provided statement. Your face has to be clearly visible.
  • Verify Aadhaar: Enter your Aadhaar number and OTP received on your registered mobile number. After this, your Aadhaar will be successfully linked to the account.

Once your e-sign transaction is authenticated, your demat account will be created. Now, you can begin using the app for mutual funds, stocks, and IPOs.

Steps to use the Motilal Oswal RIISE app for mutual funds, stocks, and IPOs

Here is how to use the RIISE app for different types of investments:

For investing in mutual funds

Log in to the app

Click on “More” from the bottom menu and navigate to “Mutual Funds”.

Explore investment options:

  • Top mutual funds: Choose from the most popular, consistent compounders, or highest rated funds.
  • Curated collections: Navigate to “Collections” to browse mutual funds categorised by high returns, ₹500 Systematic Investment Plan (SIP) options, tax-saving benefits, international exposure, and more. You can even explore MO-recommended funds that align with various investment strategies.
    • New Fund Offers (NFOs): Explore newly launched funds to diversify your portfolio.
  • Equity & debt funds: In these sections, funds are categorised into small cap, mid cap, large cap, liquid funds, corporate bonds, etc.

Compare fund performance

You can check past returns (e.g., 1 month, 3 months, 1 year, etc.) for all listed funds and compare their performance.

Choose funds and invest

Select a fund, choose SIP or lump sum, enter the amount, and click on “Invest Now”. For an SIP, provide additional details like frequency (e.g., monthly) and the auto-debit date.

Complete the payment and track your investments under the portfolio section.

For trading in stocks

Log in to the app

Navigate to the bottom menu, click on “More” and then tap “Stocks”.

Explore the available features

Once in the “Stocks” section, you will see:

  • Market movers: Identify stocks that are trending based on price changes. View top gainers, top losers, volume gainers, 52-week highs, and lows to find momentum-driven stocks.
  • Research ideas: One-stop solution by MO researchers designed to provide expert-researched investment ideas and strategic stock calls.
  • Collections: Browse curated stock lists like most traded, most searched, Foreign Institutional Investors (FIIs) favorites, debt-free stocks, and highest dividend stocks. With these lists, making informed and expert-recommended investment decisions becomes simpler.
  • Deals: Track block deals, bulk deals, and insider trades to understand investors’ activity.
  • Exchange-Traded Funds (ETFs): Explore diversified investment options across equity, debt, commodity, and global ETFs for lower-risk exposure.
  • Corporate actions and events: Keep an eye on dividends, bonus declarations, board meetings, and other important updates for stocks and companies.

Place an order

Choose a stock and click “Buy.” Enter the quantity, select the order type (limit, market, or SL limit), and complete your purchase.

For Initial Public Offerings (IPOs)

Log in to the app

Click on the “More” option at the bottom menu. Select “IPO” from the available options.

Pick an IPO

In the “Current” or “Upcoming” IPOs section, find the IPO you want to apply for and tap on it. Review details like price range, issue size, bidding dates, and face value. You can also download the Red Herring Prospectus (RHP) to get more details.

Apply

Select whether you are applying as a retail investor, High Net-Worth Individual (HNI), employee, or policyholder.

Enter bid details

Select the number of lots (each lot contains a fixed number of shares). Provide your Unified Payments Interface (UPI) ID and agree to the terms and conditions to proceed.

Approve the UPI mandate

After submitting your UPI ID, a mandate request will be sent to your UPI/banking app. Once you approve it, the required amount will be temporarily blocked in your bank account.

If you are allotted shares in the IPO, the blocked amount will be debited, and the shares will be credited to your demat account on the listing day. If not, the blocked amount will be released back to your bank account without deductions.

Motilal Oswal RIISE | Your all-in-one wealth creation app

The Motilal Oswal RIISE app simplifies the process of investing in mutual funds, stocks, and IPOs with features like real-time updates, easy payment options, a user-friendly dashboard, and advanced research tools. Its intelligent features, like one-click SIP setups and in-depth research reports, make investing hassle-free and well-informed.

The best part is that you can also connect with investment advisors for stock recommendations and get expert assistance in managing your portfolio.  So, why wait? Download the RIISE app today!