Table of Contents
The Axis Bank My Zone Credit Card is perfect for people who love movies, food, and shopping. It comes with exciting Axis My Zone Credit Card offers that save you money on fun things.
From free movie tickets to food discounts, the My Zone Credit Card benefits make everyday spending rewarding. This blog explains the card’s features, My Zone Credit Card limit, fees, and value in simple words to help you decide if it’s right for you.
What is the Axis My Zone Credit Card?
The Axis Bank My Zone Credit Card is a great pick for young people who enjoy a fun lifestyle. Its terms will update on June 20, 2025, bringing even better rewards. This card gives you discounts on movies, food, and travel, making it perfect for daily use. The Axis My Zone Credit Card offers are designed to save you money.
The My Zone Credit Card limit depends on your income, giving you flexibility. With a low yearly fee, it’s affordable and packed with value. This review explains everything you need to know about the card’s perks.
Awesome My Zone Credit Card Benefits
The My Zone Credit Card benefits make your spending more fun. Here’s what you get:
- Movie Deals: Get a free second movie ticket when you book through the District app, saving up to INR 200 monthly with code AXIS200.
- Sony LIV Subscription: Enjoy a free Sony LIV Premium subscription worth INR 1499 with your first purchase within 30 days.
- Swiggy Discounts: Save INR 120 on food orders above INR 500 on Swiggy, usable twice a month with code AXIS120.
- Airport Lounge Access: Get one free visit to select airport lounges every three months after spending INR 50,000.
- Shopping Offers: Save up to INR 1000 on AJIO when you spend INR 2999 or more with code AJIOAXISMZ.
- Fuel Savings: Get a 1% discount on fuel purchases between INR 400 and INR 4000, up to INR 400 per month.
These My Zone Credit Card benefits make your life more exciting.
Exciting Axis My Zone Credit Card Offers
The Axis My Zone Credit Card offers bring awesome savings for fun activities. Here’s what you get:
- Wednesday Deals: Save 15% on flights, hotels, and 10% on Swiggy and Amazon Fresh every Wednesday.
- Restaurant Discounts: Get 15% off at partner restaurants with EazyDiner, up to INR 500, once a month.
- Easy EMIs: Turn big purchases over INR 1500 into affordable EMIs to manage spending easily.
- Secure Payments: The card’s chip keeps your transactions safe, protecting you from fraud and theft.
- Travel Savings: Enjoy special offers on Goibibo, MakeMyTrip, and Tira with Axis My Zone Credit Card offers every Wednesday.
What is the My Zone Credit Card Limit?
The My Zone Credit Card limit is set based on your income and financial details. Axis Bank checks your earnings and credit history to decide your limit. This limit lets you spend on movies, food, or travel without worry.
You can ask the bank to increase your My Zone Credit Card limit if needed, but they will check your eligibility. The card’s flexibility makes it easy to use for both small and big purchases. With EMI options, you can manage large spends comfortably. Keep track of your spending to stay within your limit and enjoy the card’s benefits.
Fees and Charges
| Description | Amount |
| Joining Fee | INR 500 |
| Annual Fee | INR 500 |
| Add-on Card Joining Fee | Free |
| Add-on Card Annual Fee | Free |
| Card Replacement Fee | Free |
| Cash Payment Fee (Cashier’s Cheque) | INR 175 |
| Duplicate Statement Fee | Free |
| Charge Slip Retrieval/Copy Request | Free |
| Outstation Cheque Fee | Free |
| Mobile Alerts for Transactions | Free |
| Hotlisting Charges | Free |
| Balance Enquiry Charges | Free |
| Finance Charges (Retail Purchases) | 3.75% per month (55.55% per year) |
| Cash Withdrawal Fees | 2.5% (minimum INR 500) of cash amount |
| – Due ≤ INR 500 | Free |
| – INR 501–INR 5000 | INR 500 |
| – INR 5001–INR 10000 | INR 750 |
| – > INR 10000 | INR 1200 |
These fees are clear and easy to understand.
Who Can Get This Card?
To get the Axis Bank My Zone Credit Card, you need to meet some simple requirements and provide documents. Here’s what you need:
- Eligibility:
- You must be between 18 and 70 years old.
- You should be a Resident or Non-Resident Indian.
- The bank can approve or reject applications based on their rules.
- Documents:
- PAN card copy or Form 60.
- Proof of income like a payslip, Form 16, or IT return copy.
- Residence proof like a Passport, Ration Card, Electricity bill, or Telephone bill.
- Documents might change depending on your situation.
These steps make applying for the card quick and easy.
Value Chart: How Much You Save
The My Zone Credit Card benefits help you save a lot. Here’s a chart showing your yearly savings:
| Details | Monthly Benefit (INR) | Annual Benefit (INR) |
| Sony LIV Activation Benefit | – | 1499 |
| Movie Spends at District | 200 | 2400 |
| Food Ordering at Swiggy | 240 | 2880 |
| Online Shopping at AJIO | – | 4000 |
| Fuel Spends | 30 | 360 |
| Domestic Airport Lounge Access | – | 2000 |
| Sony LIV Milestone Benefit | – | 1499 |
| EDGE Rewards | 150 RPs | 1800 RPs |
| Total Benefits (Year 1) | – | Up to 13499 |
| Total Benefits (Year 2 onwards) | – | Up to 13499 |
This chart shows how much value the card offers.
Compare with Other Axis Cards
Let’s see how the Axis Bank My Zone Credit Card stacks up against other Axis cards:
| Feature | My Zone Credit Card | Indian Oil Credit Card | Rewards Credit Card |
| Joining/Annual Fee | INR 500 | INR 500 | INR 1000 |
| Key Benefits | Movie deals, Sony LIV, lounge access | 4% back on fuel at IndianOil outlets | 15% off at restaurants, 30% off on Swiggy |
| Dining Offers | 15% off via EazyDiner (max INR 500) | Basic dining benefits | 15% off via EazyDiner |
| Fuel Benefits | 1% discount (max INR 400) | 4% value back on fuel | 1% discount (max INR 400) |
| Best For | Movies, dining, travel | Fuel users | Dining and travel lovers |
The Axis My Zone Credit Card offers a great mix for fun spending.
Who Should Choose This Card?
The Axis Bank My Zone Credit Card is perfect for people who love a fun and active lifestyle. Here’s who should get it:
- Movie Lovers: If you enjoy watching movies, this card offers free tickets, saving you money every month.
- Foodies: Perfect for those who order food on Swiggy, with discounts that make meals cheaper and tastier.
- Online Shoppers: Great for AJIO shoppers, as you get big discounts on clothes and accessories with every purchase.
- Occasional Travellers: Ideal for people who travel sometimes, with free airport lounge access for a comfortable journey.
- Young Spenders: Suits young people wanting a low-fee card witha flexible My Zone Credit Card limit for daily fun.
Conclusion
The Axis My Zone Credit Card is a fantastic choice for fun-loving spenders. With Axis My Zone Credit Card offers for movies, food, and travel it brings great savings. Its low fees and flexible My Zone Credit Card limit make it affordable. Whether you’re watching movies or dining out, the My Zone Credit Card benefits add value. Want to make your spending more rewarding? Apply now and start saving!
Frequently Asked Questions (FAQs)
- What are the main My Zone Credit Card benefits?
You get free movie tickets, Sony LIV subscription, Swiggy discounts, lounge access, and AJIO savings with the Axis My Zone Credit Card offers. - How can I apply for the Axis Bank My Zone Credit Card?
Submit PAN, income proof, and residence proof. You must be 18-70 years old. The bank decides the My Zone Credit Card limit. - What is the My Zone Credit Card limit based on?
The My Zone Credit Card limit depends on your income and credit history. Axis Bank sets it after reviewing your application. - Are there any fees for the Axis My Zone Credit Card?
The Axis Bank My Zone Credit Card has a INR 500 joining and annual fee. Other charges apply for late payments or cash withdrawals. - How do I avail Axis My Zone Credit Card offers?
Use codes like AXIS200 for movies or AXIS120 for Swiggy. Check terms for Axis My Zone Credit Card offers on the website.