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Three Common Types of Cash Rebates

  

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As a consumer, it is only natural to want to get good deals. Few of us can resist a good bargain, and if you can get a discount here and there, then why not? Whether you are purchasing the latest fashion trends, stocking up on household essentials or upgrading your home, a good discount can always go a long way. In a time where the economic future is uncertain, it helps to save a few extra dollars where you can, and it is not uncommon to see others searching for the best cash rebate credit card.

Cash back rebates are one such way to save. Much like coupons, they offer you discounts on specific products or products from specific stores. Many rebates are not instant. Instead, you can purchase items at full price and then be credited with the discount at a later stage.

There are several types of rebates, and each one is different from the next. Before you make a purchase with the intention of getting cash back, make sure you fully understand how the rebate works. Here are some of the most common types of cash rebates to guide you on your next shopping haul.

Instant Cash Rebates

As the name suggests, instant cash rebates allow you to receive a rebate at the time of purchase. The amount or percentage of the rebate is subtracted from the original of the item, so that you essentially buy the item at the discounted rate. Instant cash rebates are considered quite convenient, since they allow a retailer to simply cash rebate the customer without the customer having to fill out any claims forms.

Online Cash Rebates

Online cash rebates allow you to pay full price for a purchase, and then submit a claim later. Normally, you will not need to submit any additional forms and receipts for a claim. Since these claims are electronic, they tend to be processed quickly and efficiently.

 

If you are earning cash back by clicking through from one site to another, your click-through should automatically apply a code that ensures your claim is processed. This allows you to make online purchases while the retailer can simply cash rebate your account without you putting in any effort to the claim itself. With this type of rebate, it may take several weeks for the money to reflect.

Credit Card Cash Back Rebates

Certain credit cards allow you to earn cash back on purchases charged to the card. The percentage you earn is based on the terms and conditions of the card, but it is usually between 1% and 5%. Rebates can automatically be credited to your account (effectively reducing the amount you owe), or they can be collected as a separate balance until you decide what to do with the cash. This distinction is also dependent on the terms of your credit card. For many, the best cash rebate credit card is one that yields the most cash back, i.e the one that has the highest cash back rate.

For More Information Visit | Cash rebate credit card

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